Auto, Life, Commercial, IRA’s)
Homeowners Insurance Includes -
Single family dwellings, Condos, Townhome’s, Renters, Landlords, Mobile
Homes, Umbrellas, and Flood insurance.
Auto Insurance Includes
- Autos, Trucks, Motorcyles, Motor homes.
What is your car's
Specialty Insurance Includes
- Snowmobiles, ATVs, Boat, Jet skis
Life Insurance Include -
Permanent and Term Insurance, Mortgage Protection, Estate Planning.
Retirement Plans Include -
IRAs, Annuities, SEPs, Permanent Life Insurance,
Commercial and Workers
Compensation - Call 303-443-1180 for availability.
Money Saving Insurance Tips
- Raise Deductibles (but also raise liability limits)
- You can over insure property but you can NOT over
- Keep home, auto, and sometimes life insurance with
- Check for payment options that provide discounts.
- Check implemented discounts.
- Make sure that ticket or accident surcharge went away
when it matured to 3 – 5 yrs. This is not always automatic.
- Towing and glass seem to pay off the most frequently.
- You can still improve insurance credit score even if
your finance credit score is excellent.
- Don’t process claims that are under your deductible
unless another party is involved.
* Probably won’t help to shop if you have a ticket or
accident within 3 yrs and your not being charged for it.
- Home/Auto (multi line)
- Life/Auto/Home (home and autos receive discounts
when a Farmers Life policy is in force.)
- (EFT) electronic fund transfer discount when paying
- (ABS) Anti-lock brake discount
- Occupational discounts include: Teachers, Engineer
with degree, Fire Fighters, Law Enforcement Officer, Nurse, Physician,
Surgeon, Pharmacists, Psychiatrists, Psychologists, Scientist.
- Good Student- youthful driver discount
- YES (Your Essential Safety) youthful driver discount
- Home Security System- Fire/Burgler Alarm (not smoke